Young and beginning farmers are the future and small farmers continue their important contribution to agriculture. Cape Fear Farm Credit is committed to being a reliable, consistent, and conservative lender for young, beginning or small (YBS) farmers in its territory. The objective of the YBS farmer program is to make a concentrated and cooperative effort to finance YBS farmers and to encourage the entry and continuation of YBS farmers in agriculture.

Are you a Young, Beginning or Small Farmer?

• A young farmer is one that is age 35 or younger.
  
  
• A beginning farmer is one who has 10 years or less of farming, ranching or aquatic experience.
  
  
• A small farmer is one who normally generates less than $250,000 in annual gross sales of agricultural or aquatic products.

If you are a YBS farmer, we will be happy to review your situation and give you expert advice on the financial programs that may work best for you.

For additional information, please contact your local Cape Fear Farm Credit office.